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  1. mkcoen

    Gulfway Ins. Limitation WOES!!!

    CHUBB is the only other company that I know of that doesn't have a "garaging" clause. I used them for my deuce and LMTV both of which were stored in my driveway.
  2. mkcoen

    Gulfway Ins. Limitation WOES!!!

    "The only difference being that they will give me an actual cash value vice having an agreed upon value if something happens to my truck." Agreed Value is actually better than Actual Cash Value (ACV) as determined by the insurance company. With Agreed Value you come to a mutually agreeable...
  3. mkcoen

    Gulfway Ins. Limitation WOES!!!

    Lots of stuff about depreciation, which I read to be lack of authenticity from replacing parts with "non-number matched" parts? Depreciation means that they will pay for what is left of the life of an item. An example would be if one of your batteries was damaged in an accident and it was a...
  4. mkcoen

    Gulfway Ins. Limitation WOES!!!

    I got to thinking about things after my posting for Progressive and got curious when so many were saying they had Progressive. In 10 years in the claims dept I never saw a single MV claim. I suspect that those who purchased it got it through an agent that misrepresented the vehicle or didn't...
  5. mkcoen

    Gulfway Ins. Limitation WOES!!!

    I used to be a level II Claims Manager for Progressive. I can honestly say I felt they had the best claims service of any of the companies I dealt with and that's not because I worked for them. There's always going to be someone that's not satisfied with them but I felt, as a company, they...
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