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You are correct sir! (in my best Johnny Carson Show voice) Not going to narrow this down to specific people, but if I was the agent and ever received a theft or damage claim, the first thing I'm doing is a search for their names and screen-names to find out what they were up to.

Just an idea, but you look like you have a good amount of slope at the front of that shed. Have you considered a quick rental of a 75lb demo hammer and a few bags of quickcrete? You might drop that "floor" a couple of inches for a very small cost and not lose drainage. (You only need it lowered...

You might not want to brag about violating your insurance company's contract on an open forum... Just a thought.