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Rules for TX FMV are "used only for parades, club activities, exhibitions, and other functions of public interest and not to be used for regular transportation". Somehow (for me anyhow) picking up trucks at GL are "functions of public interest".
I have a very restricted Progressive policy that runs me $150/month for one truck.
Here in Texas you will be told to TXDOT up (actually TXDMV now) for over 26,000 and that means USDOT reciprocity.
Mkcoen's post is spot on. I run FMV registration on my army trucks but other than that you would think I have a trucking company. TXDOT registration, USDOT registration, medical card, drug screen, 500K insurance with form E filing, on and on. I just don't like to pucker up when I see the DPS...