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I've been using JC Taylor for years (as have countless other folks) - as I said, its a policy for occasional use = I should have said as a historical vehicle. They are far from the fly-by night insurance company as you imply - they just don't offer the kind of policy you need. If you are...

I'm in Tn, I've used Nationwide (expensive) and JC Taylor (cheap, but not for everyday use, and must be garaged). I think that doing as the farmer suggests requires the posting of a title bond. I dunno about getting a SF-97. How long ago did he buy them? If I were uncle sam, I'd sure not...