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It really depends on your home state, and how the vehicle is registered / used. Bottom line the DOT rules start with vehicles over 26001 LBS or are considered "combination" vehicles in most states. Here if the vehicle is 26001 LBS or over and has a fifth wheel installed it REQUIRES a class A...

Check with the DMV if your state has non-commercial classes, in Kansas you can get a non commercial "class A or B" it will allow you to drive the same "weight class" vehicle as commercial, only not for hire. For example if you own a five ton cargo the GVW is over 26,001 LBS it will require you...