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USAA payed what I thought the damage was worth in an accident I was in a few years ago. They tried to eff with me and I took them to the cleaners

and don't forget about environemental clean up for spilling anti-freeze

Don't worry about fixing it, thats for his insurance company to take care of. I would want two new front tires as they should be replaced in axle pairs, plus a new rim on the one hit, new fender, and paint matched paint job new turn signal and wiring repaired, and the winch bumper looked at by a...