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If you would have just read the dozens of threads on insurance, you would have known State Farm is the place to go. About $150 each six months for liability. No hassles.

If you haven't driven it, drive it. The single best reason for buying from an individual is you have that priviledge. You cannot do that from GL. You might buy one there, and the tranny doesn't move it, the driveshaft falls off after a forklift operation, the brakes don't work, the fuel pump...