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You folks have mentioned the limitations with the inexpensive collector insurance - they are indeed the limiting factors. I checked Gulfway, and Hagarity; Gulfway has less restrictions, Hagarity had the most restrictions - including requiring it to be stored in a locked garage - but they were...

Understood, Jim. Only trouble is if you get turned down at the last minute or get a silly price, then you'll be in mad scramble mode to get coverage so you can pick up the truck. Might be better to hash it out now and know it's a done deal. I got my temp plate and then went looking for...

Agree with many comments here; if you're going to be paying for it, might as well be paying for something that at least has a chance of paying off if needed. If the company doesn't know it's over 10K pounds and something happens, they won't pay. When I was looking for insurance, I went over...

State Farm worked for me. I switched everything over to them once I found out they would cover my deuce - although I'm not using it for business, they have no restrictions on my personal use of it.