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If it wasnt for my wife I would be lost. I ask her about the policy and in less than 30 sec she handed it to me. I have now read it cover to cover for the first time and here is the only exclusion I found it states( coverage does not apply to loss to YOUR INSURED CAR while used to carry persons...
I am using Farmers and pay 250 a year liability and as far as I know its just another truck I have been using them on all my insurance for the 15 years and have no complaints.
Vaughn
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