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RE: Re: RE: trailer insurance? I don't remember which company it was (either Hagerty or J.C. Taylor) but they did offer an additional policy for my trailer. I have not insured it(trailer) separately yet.

Call your local DMV for the correct answer. One of my MV insurers told me that their insurance coverage does not extend to a trailer being towed (by the truck that is insured by them). Here in NY, a trailer is normally covered by the towing vehicle. So if you have doubts call both your DMV...