The general consensus is that prolonged and consistent drain on one battery will eventual
destroy one or both batteries, if your using it for a few amps for a phone charger, and other
low draw devices you should be alright, how ever if your going lets say over a few amps and a consistent drain would would want to install a power converter from Memphis Equipment
designed for 24 volt systems to 12 volts and will handle up to 25 amps and runs off of booth batteries and will not cause a unbalance in the charging system and destroy the batteries.
Now lets assume you want even more amperage -lets take one of my M35a2 for example
I have a 5000 LB crane mounted and lights with a 12 volt system in the rear of one of my trucks, along with a 12 volt heater blower defroster unit and lots of other 12 volt goodies with a amperage draw is well over 100 amps- not that the electrical amperage drain is on all the time for that scenario, you'll need another 12 volt power source- my selection
was a Delco Remy single wire -160 amp alternator- mounted above the 24 volt unit making my own mounting brackets and installing longer V belts. You will have to add a additional battery or two for storage capacity and in my case also installed a 12 volt fuse box and some 12 volt relays for the bigger draw devices.