I had already tuned my injector pump and governor as per the instructions/discussions in this thread:
http://www.steelsoldiers.com/showthread.php?74925-So-who-has-bumped-the-power-on-a-6CTA-cummins
and ditched my muffler and re-worked my air-filter,
so I had way more low-end power and acceleration than stock. My truck ran so well to the bumped governor limit that it just felt like it needed another gear for the highway. The 16:00s essentially gave me that taller ratio. It cruises very well at 63 mph unloaded (I know, I know about the tire speed limit, but that's a rating for full load, right?) and has no trouble pulling about 20,000 lbs of payload (flatbed trailer, swamp buggy, 5 four-wheelers, ice, guns, kids, dogs) in 1-4. I like 4th for WOT at 55mph with the buggy and trailer because it keeps me more in the loaded speed range of the tires and it keeps my EGTs lower than the same speed in 5th.
I'm frequently in deep sugar sand or water with my truck and loaded buggy-trailer, and the 16s just handle it he terrain better and I still have plenty of power. I like the highway feel, too...not as bumpy as the 14s. I did balance them with Dynabeads though and the 14s were not balanced.
Plus, the 16s just look better! (In my humble opinion)