I would say the equalizer because it has the least amount of possibility of causing unseen damage to the 24 volt system and killing your batteries.
If your are doing this on the cheap and the stereo will not be in use 100% of the time, you could use the standard converter and place a cut-off switch in-line with the stereo so that that there is no chance of causing any charging imbalance when the stereo is not in use. Just remember to not leave the switch on all the time. Now you also said amp, so that tells me that there is potential for some serious amperage draw, so again, the equalizer would be your best bet.
I would refrain from connecting it straight to one of the batteries, though it may be the cheapest and most tempting to do, it will create problems down the road.
Just remember, 24 volt systems are basically the same as 12 volt systems with the exception of the voltage of course. The problem arrises when it comes to the batteries, because typically you have to use 2 12-volt batteries connected in series to get the 24 volts. By connecting in series the ground is not always the same for the batteries as the chassis ground when using a 12 volt device in a 24 volt set-up, since you have to connect one of the positive terminals of the batteries to one of the negative terminals.
It only gets worse and more confusing when you add more batteries, like my 818 which has 4 batteries, 2 connected in series and 2 connected in parallel, still 24 volts though. [Head scratching]
I know, it does sound confusing and it is easy to get messed up when talking positive to negative and vice-versa.
One other option, would to use a completely separate battery just for the stereo, but you would have to keep charging it up independently of the other batteries.