The foam was designed to be somewhat self cleaning,
if you imagine caked on dirt would fall off while engine was vibrating, I agree if is not efficent, but during a war situation, you'd probably worry bout the engine running versus mpg.
Just my 2 cents if you're off roading I would not use the k&n, under any circumstances, I wouldn't even use them in a pavement pounder.
I was on a big K&N kick a few years ago till I got some oil samples back showing high silicon ratings in my oil, I've since ditched the K&N's and just replace the paper elements more often. Good Luck