The breakers you have will be just fine. They will still trip at the same exact current. They (24V ones) will likely be more durable on 12V. Unless you are running some very special 12V equipment, you will never notice the voltage drop issue (although you might be able to measure it with a good digital meter). Don't pitch them! Use them!
If there is doubt, you can measure the DC voltage on either side of the breaker and see what the difference is. Most 12V electronic items are designed to run from 10.5 to 14.5V anyway.
Fuses do have voltage ratings, but will also blow at the correct current. The volt rating is either for minimizing percentage of voltage drop (at 12V versus 125V) or for safe interrupting at the higher voltages (600V etc). A 10A 600V fuse might drop 10 volts at 10A, but a 12V 10A fuse would only drop a fraction of 1 volt at 10 amps. With the low voltages we deal with, it's more about the percentage of overall voltage that might be wasted in the device than anything else.
but for me, nothing is as fail-safe as these DC electromagnetic breakers. they are simple to mount and they are failry cheap surplus.
http://www.fairradio.com/catalog.php?mode=view&categoryid=194
http://www.tannerelectronics.com/ -usually 20A-100A in stock
http://www.surplussales.com/Electrical/CircuitBreakers/ElecCirB-7-1.html
Please consider putting at least one single 50A, 70A, or 100A depending what you are doing and what wire size you are using, in circuit between the battery and the fusebox. if there's a short and it isn't big enough to trip, you can just 'turn it off':