That is the design temperature, it can vary since it is controlled by a bimetallic spring coil. What it does is opens a valve inside, allowing silicone oil to flow between the housing and the driving plate. When cold, the oil is trapped by centrifugal force. When the bimetal spring opens an internal valve, flooding the space between the housing and the driving plate. The clearance is small, viscous nature of the oil now couples the driving plate to the housing, transferring torque to the fan.
The fan should turn with slight resistance, WITH ENGINE OFF. It should turn easier after the engine has run for a few minutes and cold. If hot, it will be much harder to turn.
Any oil leak or locked condition is a defect.