Deuce Insurance Prices - How much do you pay?

[mattg2448]

M35a2 - hagerty - 148/year

 

[greenjeepster]

1988 M35A2
Travelers
Full, 100/300/100 with uninsured motorist
Collector insurance, no mile restrictions
licensed as a truck

$167 per year

 

[Heath_h49008]

M35a2 - hagerty - 148/year

Historic? Restrictions?

 

[Rambling Wreck]

I had a real hard time getting insurance despite my nearly flawless driving record (over the last 2 weeks I have contacted probably a dozen insurance companies and or agents). I ended up getting insurance through a local agent and the company the policy is with is GuideOne Insurance. I am paying $52/month with liability only but have no restrictions like garaging or parade only use. More than I would like to pay but I think the folks that are paying below $150/yr have either had their policies for awhile or have a collector/historic type policy. I don't want something bad to happen and have my dirt cheap insurance policy cost me mega bucks because they decide that the accident happened outside the usage restrictions of my policy. I also learned that it really depends on who you talk to when you call the insurance companies. For instance, I called 4 different State Farm Agents and got completely different answers from each, ranging from "State Farm will not cover military vehicles at all" to "We can insure it for $130/month". I may try to bundle my existing home and auto policies into my new policy to see what kind of discounts I can get. I will let yall know if it is substantial.

Buzz

 

[greenjeepster]

Historic? Restrictions?

Most people here have collector insurance, it can prove difficult to get anything else. Those who have regular policies, I now believe, that if they ever needed it they would find they have been paying for just a card and the coverage would drop.

 

[mobileauto2000]

The Lizard (Geico) Covered my truck with a commercial policy. $679 a year. And yes they know it's a super awesome army truck!

 

[greenjeepster]

The Lizard (Geico) Covered my truck with a commercial policy. $679 a year. And yes they know it's a super awesome army truck!

Who is your agent? I want to talk to them to get mine insured with commercial coverage.

 

[mobileauto2000]

Goggled Gieco and called the commercial no. They will do collectors also if you have inside storage. Here is the commercial No 1-866-509-9444

 

[greenjeepster]

They told me no three years ago, guess I will try again.

 

[F18hornetM]

$70 a year liability through state farm, it is historic and restrictions are parades, shows, incidental use. does not have to be garaged. Which is fine by me, i dont need to drive everyday to work. Just bought a M813 from GL and the insurance is the same. I also have 13 policies with state farm, that might help.
From reading all the posts, it seems no insurance company gives the same answer twice. Also wonder if what they cover is somehow due to state laws.
i had to take pictures of mine and send in to them, so they do know what it is.

 

[moriboy]

Country insurance, listed as a utility/flatbed, no restrictions. Liability $240/yr. I live in Oregon.

 

[mobileauto2000]

Country insurance, listed as a utility/flatbed, no restrictions. Liability $240/yr. I live in Oregon.

Did you tell them what it weights? I may have to look into that.

 

[TexAndy]

$129 / 6months, liability only. State Farm. Comp and collision would tack on another $50

 

[quadfourgtz]

I'm paying much more than that with State Farm for liability. They won't give comprehensive "because it's a ex-military vehicle".

 

[moriboy]

Did you tell them what it weights? I may have to look into that.

Yep, my agent was familiar with these trucks. I also tried Progressive and Geico just to compare rates, but they both gave me the run around on the phone.

 

[YOUNG GUN]

1996 M35A3
Liberty/Oregon
Insured Value $15,000
$42/month
Full Coverage/$250 Deductible/Commercial
No restrictions

Registered as a farm vehicle $76/year

UPDATE:
Liberty Northwest/Oregon
Insured As: 1996 American General M35A3
Commercial Policy/No Restrictions
Insured Value: $15,000
$51/Month
Full Coverage w/$250 Deductable
$1,000,000 Liability

Registered as a farm vehicle $76/Year

This seems very reasonable to me for the amount of coverage, and I drive it almost every day

 

[rockyroad217]

$129 / 6months, liability only. State Farm. Comp and collision would tack on another $50

Is yours a commercial policy?

 

[oifvet]

I just dropped Continental-Western Group (who requires garaging) for State Farm (who does NOT require garaging). The difference was only about $20 more per year for SF. State Farm has it as a collector/historical vehicle and it is < $120 per year. I can live with that.

Geico for everything else that I own and drive.

Insurance is different for everyone. You have to shop around. My local State Farm agent was pretty easy to work with after I sent them pics and details. They struggled with the VIN a little, saying it couldn't be right because it wasn't long enough and didn't have any letters.

 

[redneck rebel]

18 a month for full coverage. 500 deductable...

 

[319]

I am wondering what ins. in Michigan, which is a no fault state will be. The state is in bed with the Ins. companies big time here. I pay $1200. per year for 96 dodge van with only liability.

Either your driving record is off the chart, or your zip code is on the "Not A Chance List", or both. My 19 year old son pays less than two-thirds of that for full coverage on his 2000 Bravada.