Amram
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Progressive was charging me $1100 a year. I have a really good driving record and considered this extremely steep for a vehicle that barely gets driven so I switched to gulfway.
Steel Soldiers now has a few new forums, read more about it at: New Munitions Forums!
This has come up before about restrictions on Gulfway. I have pulled the policy out and read it twice. I found no restrictions. Like I said, they can tell you in an e-mail, phone or letter lots of things but if it isn't in the policy it does not matter. It's sort of like enlistment papers.....
If I'm bored maybe I will read my policy again or take it to my local agent and have them review it. There is a chance I could be wrong but I can read.
You are right about those, and but it was mentioned to me there were specific USAGE restrictions. (as I previously posted). Guess I'll find out when I get my docs from them.I wasn't bored so I didn't re-read my policy but I did go to Gulfway's website to get the phone number since I want to add my M813 and wait for it.........front page. Sort of puts a damper on all the people who thought they knew what they were talking about....
"[FONT=Verdana, Arial, Helvetica, sans-serif]Gulfway Insurers started its Collector Truck program in 2001 after speaking with the management at American Truck Historical Society and being told an innovative insurance program was needed for the truck collector. The highlights of this program include no mileage limitation, no radius limitation, we can include trailers, there is no size or weight limitation, inside storage is not required."
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Yeah, I read what Ray said. Again, very odd, especially since Carol is the one I have been dealing with. I even specifically asked about "commercial" as you have stated and she flat out told me there was no such thing. Don't know what the deal is, but it's obvious there are differences. Perhaps it's because of varying state regulations. Dunno.See what Ray (Tow4) said as well.
I just got my M813 insured about 30 minutes ago with Gulfway and it took two e-mails and two phone calls and I started this morning. $238/y prorated to $200 and it was added to my Deuce policy. It's commercial with no restrictions. Carol is AWESOME!!
Carol and Gulfway knows exactly what my truck is and the have pics of the Deuce and will have pics of the 813 this week. I'll see if I can post this clip of the top of my insurance card they sent. It is the same as the front cover of my policy.Yeah, I read what Ray said. Again, very odd, especially since Carol is the one I have been dealing with. I even specifically asked about "commercial" as you have stated and she flat out told me there was no such thing. Don't know what the deal is, but it's obvious there are differences. Perhaps it's because of varying state regulations. Dunno.
Anyways, here is what is stated on the Quote Worksheet that was sent me, which I've attached below:
This insurance program is designed for collectors and hobbyists who use their vehicles for shows, exhibits, parades, similar events, and limited driving to keep the vehicle in running condition. This program is not intended for vehicles used commercially or used on a daily basis.
Again, I posted previously what Carol said via email, which reiterated what is on the Quote Worksheet. I guess I'll see what the fine print says in the documents that they send me.
I am totally confused now about GULFWAY. I don't remember the ladies' name when I called them, but when I said "Five Ton Truck" I could hear her gasp over the phone
and she flat out told me they would not insure my truck!
State Farm was insuring my 5-Ton under a commercial policy for $394/six months.
I felt that was too high, as it was about 40 cents per mile driven those six months!
And I also could not understand why they insist on saying it is a "Commerical Truckl".
I do Not use it for any business activity, so why is it a commercial truck?
I am trying FARMERS Monday morning.......