Be glad you are ok!
My brother-in-law was rear ended in his 1972 barracuda convertible, a totally rust free, really cherry California car. The rear quarters were bent up, rear pan mashed, lots of damage. The insurance tried to give him "book value" which was around $3,600...where can you by a convertible 'cuda with no rust for $3,600??? He stood his ground, collected lots of Hemmings ads, Ebay sales results, auction house results, parts lists with prices, etc and made a nice fat binder of info, and then went to his insurance company. They ended up spending $13,000 to repair it! The insurance companies always try to give out the least they can. Most folks just suck it up and say "OK" and accept whatever the insurance offers. If you stick your ground and don't give up, and provide them with honest data that they can't refute, you will probably do ok. When my brother-in-law proved that cars like his were bringing $50,000 plus, they had to re-think their $3,600 offer. Time to do your comparison shopping! Good luck, and I hope it gets back on the road.
My brother-in-law was rear ended in his 1972 barracuda convertible, a totally rust free, really cherry California car. The rear quarters were bent up, rear pan mashed, lots of damage. The insurance tried to give him "book value" which was around $3,600...where can you by a convertible 'cuda with no rust for $3,600??? He stood his ground, collected lots of Hemmings ads, Ebay sales results, auction house results, parts lists with prices, etc and made a nice fat binder of info, and then went to his insurance company. They ended up spending $13,000 to repair it! The insurance companies always try to give out the least they can. Most folks just suck it up and say "OK" and accept whatever the insurance offers. If you stick your ground and don't give up, and provide them with honest data that they can't refute, you will probably do ok. When my brother-in-law proved that cars like his were bringing $50,000 plus, they had to re-think their $3,600 offer. Time to do your comparison shopping! Good luck, and I hope it gets back on the road.