Hi everyone, my uncle and I have been building a m1083 for the last 5 years and finally almost done. We've had a huge hurdle with obtaining insurance in florida. Currently the rig is registered as RV and when we go to any insurance provider, they say that they dont insure that type of chassis. Would really appreciate any tips, advise or feed back anyone could share. It's frustrating and we just want to be able to use it with no problems already. Thanks!
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FL Can't get my m1083 Insured in FL
- Thread starter lfrang
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Welcome to the Outfit!
There are quite a few guys with LMTV's in Florida, so it should be possible. Don't take no for an answer. Just keep asking.
Here is a link from a member in Florida back in February:
FL - LMTV insurance and process in Florida
Got my LMTV finally right after the holidays, took the government forever to demil it (purchased in March!), because they were not convinced that I had enough space on my 20 acre farm to park it. Your tax dollars at work! Finding insurance was a PITA, took me several weeks, but I finally found a...
www.steelsoldiers.com
Thank you, much appreciated! we've literally gone through 10 insurance companies and still nothing.
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Maybe just drop the RV registration. You may pay more for the tag, but it may be easier to insure.
thanks, I was also thinking of registering it in Montana and going that route. Going to start calling around tomorrow to see if that's an option.
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Welcome to the site, sucks that you are having issues getting your truck insured. I'm not in Florida, but have you spoken to the reps at Hagerty Insurance?? I've have both of my trucks insured with them & have had zero issues.
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I have my MTVR insured through Progressive commercial. It's about 1200 / year with comp and collision + 500,000 liability.
I have actually, but since the bed has been removed and we added the box they dont want to insure it.
thanks! do you have your rig in its original condition? Reason i ask is because we added a box in the back to convert it to a RV.
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Help in Florida!!! Hope you guys can help me out. I’ve had my LMTV insured through State Farm for 7 years as a truck. I just converted the title to be registered as an RV. This morning my local State Farm agent said they can’t insure it as an RV and will be dropping my coverage in April. Who do you have for insurance? I’ve reached out to many other companies companies and no luck.
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I sense a theme here.
Hey bud, we ended up adding the rig to our companys Commerical policy for an additional 2k a year. Was our only solution.
WassawBound
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Did you try Progressive? You have to call.
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Updating everything I can. I convinced State Farm to resubmit it to the underwriters. This time with 50 some pictures of the completed vehicle inside and out, a detailed list of everything on it including pricing, all of its features and a copy of the registration proving it was registered as a motor home. Six weeks later I finally got it approved for coverage!!! I did the happy dance