Civi trucks run off of 12v. 24v for GP's just allows for extra cold starts.
This is not correct. The military trucks run 12v to the GPs. There is 24v to the resistor, and when the GPs are turned on, that resistor drops it to 12v. The GPs are fed 12 volts
in normal operation. They are 12v GPs.
If a GP fails, the resistance of the circuit changes, and the remaining GPs will see more than 12v. Since they are 12v GPs, the excess voltage will shorten their lives. When the next one fails, the voltage to the remaining GPs increases again, shortening their life even more. Then the next, then the next, and so on.
Each GP failure makes life harder for the rest, speeding up the time to the next failure. Each subsequent failure happens sooner, and sooner. This is why it's called a cascade failure.