CA Hagerty Alternatives?

Penny Dreadnought

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Los Angeles
Hi! I was working on getting my 72 deuce insured with Hagerty, since that was the insurance she was under with the previous owner, and they told me that the truck needs to live in a garage. After a good laugh thinking of LA-area real estate prices and the barn I'd need to house this truck, they assured me that, no really--their California policies must be garaged. So... what do my fellow Californians do for insurance?
 

Karl kostman

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I would be tempted to look for a different carrier! Since they insured the truck before they do know what it is correct? Is this a CA thing, or just this carrier? There are thousands of trucks sitting around CA not in garages I wonder what makes your Deuce so different and obviously valuable? I think I would start shopping for a new carrier, this garage rule is ridiculous! Good Luck but I am sure that somebody will chime up and have more info for you!
 

Penny Dreadnought

New member
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12
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Location
Los Angeles
I would be tempted to look for a different carrier! Since they insured the truck before they do know what it is correct? Is this a CA thing, or just this carrier? There are thousands of trucks sitting around CA not in garages I wonder what makes your Deuce so different and obviously valuable? I think I would start shopping for a new carrier, this garage rule is ridiculous! Good Luck but I am sure that somebody will chime up and have more info for you!
According to them, it is because it would be in California, and their California policies need to be garaged. I have a few friends of friends with MVs in CA who say they weren't told that so... *Shrug*

I wonder if anyone double-checked what the vehicle was before telling me that because like... I think her scrap weight might be worth more than what I paid...
 

G744

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Hidden Valley, Az
My 5-ton is on my regular Safco auto policy, with two other trucks. No restrictions other than not a daily driver, and it runs about $50/month for PD/PL coverage. within the policy.

DG
 

CMPPhil

Active member
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Temple, NH
Hi
Pretty sure this is not a California thing with Hagerty, I have been told by Hagerty company representative that vehicle storage must be in garage or storage building that can be locked. When I first insured with them here in New Hampshire they required photos of the truck in the garage as I insured two more trucks they wanted photos of all three. They also asked if the building was insured, and was it on my own land adjacent home.

Over the years I've had various discussions with main office people from Hagerty about insurance for antique vehicles in one of those discussions it came out that building collapse and fire were among their highest payout causes.

Cheers Phil
 

Penny Dreadnought

New member
7
12
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Location
Los Angeles
Thank you all for your thoughts! I've also heard about InsureSmart from a friend, and I have another friend-of-a-friend who has his Pinzgauer on AAA--just in case it helps anyone looking at this thread later! <3
 
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