insurence!! ahhh

[simp5782]

I have my 5 ton through USAA but it is progressive. I told them it was an ex MV and 6x6 and gave the GVW listed on my registration. For my 2 F-250s and the 5 ton its like $720 a year or so. I am glad I have roadside on all of the trucks. I keep waiting for me to have a flat and them have to come change it or a tow truck. ha. USAA has no problem doing the insurance on old MVs. If I put my wife on the policy though for just driving the 5 ton it goes up to like 250$ a month. She has had to many wrecks!

 

[Welder Sam]

Thatd be cool! Holler

 

[mkcoen]

Google up Titan Insurance; I have both my 5 ton and deuce insured with them and they are a growing company and I like them. They are aware of this site and have no problems insuring our vehicles.

If he was staying in TX he wouldn't have a problem but since he and the truck will be in NJ they won't be able to do it.

 

[Ferroequinologist]

I have my M915 on a commercial policy with Progressive, as I use it for hauling commecially. I have my M818 and M109 with Progressive as well, but on the same kind of semi-quasi commercial policy as Wreckerman.

I did originally have my m818 on a 1mil commercial policy with Progressive- that was very expensive but they did it. I used that to get my business started.

If all else fails, DON'T say military vehicle. if you tell them it is a 1986 AM general 6x6 semi tractor model M931, you haven't lied a bit. Most of the agents will pick up key words, and automatically say no.

 

[Hooty481]

I have my m35 and my m818 through country way insurance. m35 is 350 a year and m818 is around 600 and that is i with a 40ft van trailer we haul wood shavings with

 

[powersmoke18]

well state farm said no!!!!! wooohooo i'm on a roll. gave them make model and year. they called me back an said goooooood lllluuuucccckkk!!!!

 

[grunex125]

Well.......don't know quite what to say about this.... are you planning on using the truck as a hobby? or for a business? State farm will insure under a farm policy.........got the green light for them. but I do have a second place that insures my business and I'm thinking a commercial policy through them will be better in the long run, I'll let you know who they are and how it was set up when I get word back.

Something tells me you must be trying to insure it as a personal vehicle.......I don't know of any ins. co out there who will insure it as a personal vehicle. commercial policy all the way I think on this sir.

 

[powersmoke18]

well every company i call wants to insure it as a commercial vehical which i am fine with. but they all call back saying they caint. its got to the point that when i call i introduce myself, tell them what i have and what i want to do, and then tell them that i dont care how much it costs just please help me out!!! ive tried personal, commercial and rv. it really sucks im to the point where i may just cut it up and sell it for parts. really makes me sad that they put me in this situation!! no wonder the world is the way it is!!!

 

[doghead]

that they put me in this situation!!

due to me having 2 points on my dmv record

Who put you in this situation?

im to the point where i may just cut it up and sell it for parts.

Ever hear of Ebay? Trucks seem to sell for ridiculous amounts there.

 

[panshark]

 

[doghead]

I was not trying to be funny.

 

[JarheadMtn]

Did you try the Progressive website? I typed in AMGENERAL and 813 for the model and it allowed me to buy insurance on line without talking with an agent.

 

[powersmoke18]

gimme a break its 2 points!! its not the end of the world, dont insure this guy with 2 points but the crackhead with no teeth..... no problem!!! that makes sense. thats my point i drive trucks all over the united states but god forbid i try to insure my own truck!!! that makes sense?? now you tell me?? whos put me in this situation?? the people that make sense i guess??

 

[grunex125]

Two points is not going to bode well .......... I know we all make mistakes, but insurance co's are not the forgiving type......that's why they sell insurance, they suspect every driver of every possible scenario imaginable and calculate the risks.......

 

[Beerslayer]

Safeco. An actual professional insurance agent can get coverage for you.

 

[powersmoke18]

its not even the 2 point thing. state farm and other agencys deny it just based on the vehical. we never even get to the drivers license numbers. they say we do not have a policy for that type of vehical.

 

[panshark]

maybe your underlying problem is your approach--you're one-at-a-timing. Look in the phone book for an insurance agency that you don't recognize from the national commercials, chances are that the no-name is an insurance broker. An insurance broker's job is to match up a client with one of umpteen insurance carriers that he has a biz relationship with. Talk to 3 or 4 of them, and let them do the one-at-a-timing for you. At this point, you don't care if you pay a little extra for their service as a broker, right?

Best thing about that approach is, you don't pay a dime unless the broker writes a policy for you.

 

[doghead]

but the crackhead with no teeth.....

I bet you were born with no teeth!

 

[Jersey4x4]

I used Gulfway as a broker and it is actually "Travelers Insurance" I tried everybody else and none will cover a truck that big in NJ for classic use. A friend of mine has a few MVs but the biggest is a deuce and he is single and has like 9 vehicles and uses "Hagerty" but they also told me no for my M816.

 

[swbradley1]

I was not trying to be funny.

He's right, he has no cents of humor.










(Yes, I spelled it wrong.....)