Insurance for deuce

[99dodge1500]

Hi everyone I am new to deuces, I looking to buy one, but my real question is insurance. I am 17 and trying to get a deuce but I was wondering if my insurance will make me broke? Could you folks tell me what insurance company you have and what you pay for six months?

Thanks I really appreciate it!

 

[Sephirothq]

do you plan on using the duece as an every day driver? Or will you have another vehicle that will be your daily driver?

 

[mkcoen]

The Search Nazi is going to be coming for you.

 

[99dodge1500]

I have a 99 dodge 1500 as a everyday driver and I will soon have a 84 yamaha fj600 motorcycle.

 

[99dodge1500]

I have searched the forum and found nothing, I just want to see what insurance company other people have and what there rates are?

 

[joeypushjr1]

well there are plenty of threads and fourms on here do some searching youll find a slue of articles on this very subject.. im with geico i pay a little under 200 in 6mths and im also in my 30s

 

[Sephirothq]

I don't know how your state works for titling, but you might be able to get classic or collector or antique plates. If you do go this route the tags and the insurence should be cheaper. Keep in mind there are restrictions. You can't really use them as a truck for hauling or commercial ventures.

It really comes down to what you want to use the truck for.

Parades and shows are one thing and hauling is another.

I had a fair amount of issue with companies not wanting to insure a truck over 10,000 lbs GVW. they wanted a commercial rate for that.

 

[99dodge1500]

Thank Joey, I know that my age is a big factor to my insurance but 200 is something I could handle.

 

[99dodge1500]

How much does a deuce weight? Do you mean commercial hauling? I will be just driving it.

 

[M725]

Taylor Insc. mine is $40 a year cause it is historic (tags)

 

[99dodge1500]

Historic I have never heard of that, is it similar to classic car insurance?

 

[joeypushjr1]

look i dont know what all you would like to do with your truck but be care full on how you plate it. dont plate it historic just cause of the insurance price is low cause the first time you help someone move your getting pulled over and ticketed cause you can not do that with those plates.. and some plates like historic and classic etc have restrictions onweather or not you can haul anything or in some cases you cannot drive it at night. look into everything before you plate this thing and call around to insurance companies.... american family ins. has good rates as well....... my

 

[99dodge1500]

Thanks I that helps me out alot because I would be driving at night, hauling things, and pulling people out of ditches.

 

[joeypushjr1]

you have to be carefull your young you dont want to mess up this eary .. it would be expencieve for you to fix ..... youd have to change your plates ... look at this its some helpfull info for you there are better comies out there if you need them . http://adelmans.home.net2go.com:800...matiom%20w-o%20winch0001.jpg?fileNum=1&page=1

 

[Bighurt]

How much does a deuce weight?

Again look at the data plate but for example my M35A2 has a curb weight of 13,400lbs. However registered its 26,700 adding the potential in payload. Not only does a vehicle registered at 26K cost a lot to register and insure it also requires a different drivers lisence in ND.

Now I don't haul but am having difficulty getting it changed so I can drive without a CDL. The problem isn't the intent of use its the capability.

Some states pioneer/historic/antique plates are possible but sometimes difficult to get around.

In ND technically Pioneer plates are for parade/musuem use ONLY...per the NDCC.

Good Luck

 

[99dodge1500]

Thanks I have already read the TM. I will get plated regularly.

 

[99dodge1500]

I live in Illinois, i didn't think to look there.

 

[TenTires]

The Search Nazi is going to be coming for you.

How true!

All I have to say is STAY AWAY FROM GULFWAY!!!

 

[99dodge1500]

What is Gulfway?

 

[TenTires]

Gulfway insurance. They work for some folks but from what I gather, Im not the only one. They are friendly and gave me a decent quote but I noticed something fishy in one of their forms and when I questioned them about it they gave me what I thought was a BS answer so I called them on it and sure enough it was BS.